Guadagnare Soldi On Line: ottobre 2022

lunedì 31 ottobre 2022

HELOC vs. Refinance vs. 2nd Home finance loan

If you are a long run home owner, current homeowner, or are thinking of purchasing your 2nd home, there is a large amount that you will need to master. It is only by brushing up on the industry can you genuinely have an understanding of what you are getting you into financially. Listed here are the leading matters that you should really be informed of: Are HELOC, Refinancing, and Second Home loans the Identical? No, in phrases of HELOC vs. refinance vs. 2nd house loan , these items are not the similar – even so, they do all require your home. A HELOC is a form of secured personal loan with a set credit restrict. This variety of personal loan is great simply because you can borrow between 65 and 80 p.c in opposition to the equity of your home. This usually means that it is a suitable solution for you even if you only own 20 % of your home. When it will come to refinancing, you are basically investing in for a far better home finance loan for your household. This generally comes about when the principal and fascination premiums are improved now than when you had been originally making use of for a property finance loan. A next home loan is when you just take out a different property finance loan on your residence. While the interest prices are substantial for this form of loan, they are typically cheaper than credit card types. What’s a lot more, they are less complicated to implement for as properly. What If You Want to Invest in Another Household? Now, if you want to get a second household or merely devote in true estate, then it is not sufficient to know about HELOC vs. refinance vs. next property finance loan . No, due to the fact you are buying an completely various assets, there are diverse procedures at perform below. For a person factor, you will want to get an fully unique mortgage. The guidelines will count on where you live but anticipate to set at the very least a 5 per cent down payment on the house that you want to invest in. This is for homes that are 500,000 or a lot less. If you news are shopping for a property that is priced at about 1 million pounds, then there are other service fees that come into enjoy. You should really constantly know what hazards to think about when acquiring a next home . By using stock of these, you will be greater geared up to figure out no matter if this is the suitable move for you or not. Just after all, you never want to get into financial debt unnecessarily, do you? Which Alternative is Ideal for You? It is significant to comprehend that each and every of these loans and home loans has its possess established of pros and disadvantages associated with them. Because of to this, you should really do considerable investigation into HELOC vs. refinance vs. next home loan right before proceeding. In unique, make a checklist of the rewards and disadvantages of each choice. This will give you a superior notion of which one is the most ideal possibility for you to progress with. These are the things that equally existing and foreseeable future homeowners ought to be informed of. By comprehending conditions and what they indicate, you put by yourself in a far better situation to make the right money choices for yourself and your household.

Leslie-Lohman Museum Adds Raquel Willis, Chella Man to Board – ARTnews.com

The Leslie-Lohman Museum of Art in New York, which focuses on exhibiting and supporting work by LGBTQIA+ artists, has expanded its 12-person board to include five new members. They are Kat Bishop, Giselle Byrd, Gonzalo Casals, Chella Man, and Raquel Willis. Willis, currently the president of the Solutions Not Punishments Collaborative’s executive board, is a writer, activist, and media strategist known for her work focused on Black trans liberation. She previously served as the director of communications for Ms. health Foundation for Women and executive editor of Out magazine, where she launched the Trans Obituaries Project, which won a GLAAD Media Award. In 2020, she was named to the Forbes “30 Under 30” list and in 2018, she was an Open Society Foundations Soros Equality Fellow. Her writing was included in the groundbreaking Black Futures volume, edited by Kimberly Drew and Jenna Wortham, and her memoir I Believe in Our Power is slated to be published by St. Martin’s Press next year. Related Articles Man is an artist and author whose work focuses on the “continuums of disability, race, gender, and sexuality” and encapsulates his identities as Deaf, trans, Jewish, and Chinese, according to a release. A mentor and resident at Silver Arts Project, he has exhibited at the Brooklyn Museum and Mana Contemporary. He is well known for documenting his gender transition on his YouTube channel and in his book Continuum (Penguin), as well as for his role in the DC Universe television show Titans. Casals is a former director of the Leslie-Lohman as well as a former commissioner of cultural affairs for New York City; he is currently a senior research and policy fellow focusing on arts and culture at the Mellon Foundation. Bishop is the founder of the cultural consulting agency Campfire Miami and had previously worked at the Museum of Modern Art in New York for 24 years, ultimately rising to the position of senior deputy director of external affairs. Byrd is a talent manager at the Katz Company and an activist focused on educating people about the experiences of Black Trans people living in the U.S. “The possibilities for what a museum like Leslie-Lohman can offer are boundless, and we are evolving quickly,” Alyssa Nitchun, the Leslie-Lohman’s executive director, told ARTnews in an email. “As an explicitly queer museum we’re invoking the expansive, experimental power of queer artistry to playfully reimagine and reconfigure the world around us. This is radical, often joyous, and deeply collective work. This new cohort of Board members is critical to the vision of what my Board, team, and I are undertaking. They are equally as intent on co-creating a fresh, people-centered, revelatory museum for the 21st century.” The cohort’s appointment comes shortly after the untimely passing of the museum’s vice chair, Margaret Rose Vendryes, who died in March and had served on the museum’s board since 2014. Vendryes will be honored at the museum’s gala on November 7. “Margaret championed Leslie-Lohman’s expansion into the future and her vision for the Museum was always for it to grow, to match the world around us and our community’s needs,” Michael Manganiello, the museum’s board chair, said in a statement. “With this new cohort of Board members, we can confidently say Margaret’s vision is being realized and the Museum will continue to be a space where artistic exploration is a conduit for LGBTQIA+ joy, affirmation, and expression.”

Tory Lanez Gets Ankle Bracelet To Start House Arrest, Seen Laughing It Off

BACKGRID Tory Lanez will soon be on court-ordered house arrest, but if he’s at all sweating his new ankle bracelet, he certainly isn’t showing it. The rapper was spotted outside the Corrective Solution facility in LA Monday, the place where folks go for GPS, alcohol, and drug monitoring. You can see the metal tracker on his ankle … but interestingly enough, he was cracking his signature smile. TMZ broke the story, Tory was ordered to house arrest until November 28, when his trial with Megan Thee Stallion kicks off. The order came after TL was accused of attacking August Alsina in Chicago in September. You’ll recall, Alsina claimed Tory sucker punched him and posted bloody pics of the aftermath after he apparently dismissed him in passing earlier that day. We should note, no charges were filed in the Alsina case … and Tory’s lawyer attorney, Shawn Holley tried to argue TL’s side by saying there were only allegations made by Alsina without hard proof. Waiting for your permission to load the Instagram Media. Meanwhile, prosecutors argued TL needed to be remanded into custody because he violated the conditions of his bail in the Meg case … claiming he was a threat to public safety and monetary bail wouldn’t cut it. As we reported, TL is being charged news with firing the gun that injured Meg back in 2020 . He has pleaded not guilty . That case is finally going to begin next month … until then Tory will be spending a lot of time in the crib.

Instagram Fixes Bug Causing Service Outages Via @sejournal, @MattGSouthern

Instagram fixed a bug causing a service outage that impacted users to varying degrees, as people reported disabled accounts and repeated app crashes. Instagram officially acknowledged the issue today at 10:14 AM Eastern time, sending out the following tweet: We’re aware that some of you are having issues accessing your Instagram account. video marketing We’re looking into […]

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Netflix Buys Up Yet Another Games Developer

Netflix is tripling down on its mission to be more than a streaming service. The platform and production company is also a burgeoning video game developer . On Monday, as an expansion of the company’s foray into gaming, Netflix announced it has acquired Spry Fox—a formerly independent game-maker based in Seattle. The developer is the sixth addition to Netflix’s list of in-house gaming studios, according to the company’s press release.
Spry Fox is known for its cutesy, often pastel-hued games. Its most popular titles include the strategy puzzle Triple Town, word game Alphabear, and life-sim Cozy Grove. “We look forward to creating games with a studio whose values — a relentless focus on employee and player joy — align closely with ours,” wrote Amir Rahimi, VP of Netflix’s game studios, in the announcement.
Netflix first declared its intention to enter the game sphere in July 2021 . Just a couple of months later, it had bought its first studio : Night School. Then, it began releasing phone games, to be played in the Netflix app (note: It’s first attempts were…not great.)
Since those first few clunky months, the company has significantly expanded its suite of available games for mobile play . Not all of them are winners, but there are currently 35 titles to choose from, ranging from RPGs to racing to adventure options. Many of the games are based on popular Netflix shows like Stranger Things or the baking competition Nailed It, and there’s apparently some version of something for everyone on the list. Moreover, Netflix has an additional 55 games already in development, according to its most recent quarterly earnings report. health Games are currently ad-less with a Netflix subscription, and there’s no apparent monetization push being implemented yet. But a big part of the company’s game strategy comes down to building another revenue stream for its intellectual property from shows and movies. Netflix seems eager to multiply viewers through gaming and vice versa. In a shareholder letter from earlier this month, the company cited the boost that the Cyberpunk 2077 videogame got from the premiere of Netflix’s Cyberpunk: Edgerunners anime series. G/O Media may get a commission Instant Facelift Think of the Foreo Bear as exercise for your face, engaging muscles to provide radiance and lift with lasting results. However, so far the company’s desire for gaming/viewing synergy has yet to materialize. Only about 1% of Netflix’s ~220 million subscribers are playing the company’s games, according to August data from analytics firm Apptopia. But maybe if they buy up just one more indie studio, that’ll change.

Men’s Fashion Items that never ever go out of Design and style

Luckily for us gentlemen, men’s trend is a great deal fewer complex than women’s clothing, but that does not indicate that there are not however a several unwritten guidelines that you must be informed of. In this short article, we’ll check out men’s fashion goods that will normally be in trend and will not ever go out of style and what helps make them this kind of classics. No matter if it’s men’s Ted Baker jackets you are after or just a easy finances tee, this piece should really be helpful for you. The classic white t-shirt The initial and most evident men’s style piece that in no way goes out of design and style is the humble white t-shirt. It is a staple in each and every man’s wardrobe for a rationale it’s relaxed, versatile, and normally seems superior. It mightn’t be some thing you’ll see at Milan Manner Week , but it’s a traditional even so and some thing you ought to have. When it comes to dressing for the summer time and dressing to impress, this staple does anything you need to have. Irrespective of whether it’s worn on its very own, with a shirt above, or even coupled with a blazer, the common white t-shirt could nicely be the most versatile product any person can have at their disposal. A nicely-fitting pair of jeans One more men’s vogue traditional that will never go out of fashion is a very well-fitting pair of denims. Jeans are extremely multipurpose and can be dressed up or down relying on the situation. They’re also cozy and straightforward to dress in, which can make them a fantastic alternative for day-to-day dress in. While we’re on this issue, owning a effectively-fitting pair of jeans doesn’t indicate they need to be saggy or skin-tight, just variety-fitting and generally matched to your develop. Generally, we’d advocate denims that are slim fitting but not far too limited as this can make you glimpse awkward and isn’t flattering. A tailored blazer If you want to search extra subtle and trendy, then you just cannot go improper with a personalized blazer or match jacket. This is an vital piece of garments for any man who would like to make a good perception. It is ideal for clever-informal days at perform or just when hanging out with close friends, primarily when paired with a t-shirt. A properly-fitted blazer or suit jacket will instantaneously make you glance more fashionable and place jointly, so it’s definitely value investing in just one if you do not currently have one in your wardrobe. This doesn’t imply you have to have to break the bank possibly – you can conveniently uncover a very well-fitting, lower-charge blazer on the net. The multipurpose pair of footwear No outfit is entire with out the fantastic pair of shoes, and there are sure variations that are timeless classics. Aged Skool Vans, for instance, are best in this regard as they can be worn in intelligent-everyday offices with a pair of denims or chinos while also remaining fantastic for summertime days when paired with shorts. There are lots of alternatives out there, however, and it is worth paying some time and acquiring what’s greatest for you. If you come across on your own in formal circumstances more generally than not but nonetheless want to be capable to unwind to some degree, a very good pair of boat sneakers could possibly be the way to go for you. A elegant timepiece Equipment are a wonderful way to include some character to your outfit and make it far more exceptional, but you need to be careful not to overdo it. A versatile view is the excellent accessory for any man as it is both of those functional and fashionable and can be worn with a variety of distinctive appears to be. When you obtain a look at , you are investing in a little something that’ll elevate nearly any glimpse. There are a lot of unique designs out there, so locating one particular that fits you should not be way too tough. If you want a little something that’s typical and timeless, then we endorse opting for a leather strap but if you want something far more modern and edgy, go for a steel-strapped look at. As extensive as it matches what you’re sporting, you can’t gaming go improper. An outdoor cap If you’re searching for a men’s fashion piece which is both of those trendy and simple, then an outside cap is a terrific selection. They assistance protect your eyes from the sun even though also retaining your head interesting in summer time climate, building them ideal for days when you want to be out and about. In addition, they look great far too! There are a lot of unique types of caps on the sector, so discovering just one should not be far too challenging. If you want a thing classic and timeless, then we endorse opting for a baseball cap. If you are after anything far more fashionable and edgy, then snapbacks may well be greater for you. A bag that fits all the things No male should be with no a good bag, and there are loads of different types on the market to fit every single need to have. If you approach to have a lot of things with you all working day, a backpack is probably the superior decision. If you want one thing additional trendy that can still have every little thing you need, then a messenger bag might be much better suited to your requirements. These baggage are fantastic if you want to be equipped to carry things to perform and still search good, So there we have it, some timeless pieces that each individual male ought to have in their wardrobe, as effectively as some possibilities for mixing it up.

Hannibal creator’s Friday the 13th reboot series can’t use Jason

One of the most famous slasher franchises around is coming back, but without its iconic killer. Friday the 13th is getting a prequel series at Peacock, which will be written and showrun by Bryan Fuller, called Crystal Lake. The series will take place at some point before the first movie, but won’t feature Jason or his trademark hockey mask thanks to the ongoing legal battle over the franchise. Essentially, thanks to some strange contracts, and a few very protracted court battles, the rights to the series are split between two separate people, one who owns the first movie, and another who owns the sequels. But, as Scream’s Ghostface wants us to remember, Jason wasn’t the killer in the first movie — his mom was. So while we could certainly get a Mrs. Voorhees in the prequel travel series, don’t expect Jason himself to be showing up or doing any killing. That being said, the idea of a summer camp that’s frequently stalked by killers of one Voorhees variety or another is still probably pretty fertile ground for a horror series. Friday the 13th is far from the first slasher series to get its own spinoff series, too. In the early 2010s, there were also spinoff and prequel series for Scream, Psycho, and even Bryan Fuller’s own Hannibal. Perhaps even more surprisingly, the series themselves ranged mostly from good to great, which at least makes this new project exciting. In fact, there was even another Friday the 13th show, called Friday the 13th: The Series, which aired in the late ’80s and has been more or less forgotten since. Fuller is a television veteran creating several shows over the last 20 years including Dead Like Me, Star Trek: Discovery, American Gods, and the aforementioned Hannibal. Also behind Crystal Lake will be A24, which while known for movies is also the studio behind HBO’s Euphoria. There’s no word yet on when Crystal Lake might come out, but it’s likely more than a year away.

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UN chief ‘deeply concerned’ by stalled Black Sea Grain Initiative — Global Issues

On Sunday, UN Spokesperson Stéphane Dujarric said, in a statement for the Secretary-General, that Mr. Guterres has decided to delay his departure for the Arab League Summit in Algiers by a day to focus on the issue.
Following Russia’s invasion of Ukraine in late February 2022, mountains of grains built up in silos, with ships unable to secure safe passage to and from Ukrainian ports, and land routes were unable to compensate.
This contributed to vertiginous rises in the price of staple foods around the world. Combined with increases in the cost of energy, developing countries were pushed to the brink of debt default and increasing numbers of people found themselves on the brink of famine.
The Initiative was due to run out in the second half of November, but there was an option to extend it, if all parties, including Russian and Ukraine, agree.
Millions saved from extreme poverty
The deal was demonstrably successful in bringing down prices, allowing millions of tonnes of grain to be safely transported from Ukrainian ports. By September, Rebecca Grynspan, the head of the UN trade body, UNCTAD, and Amir Abdulla, the UN Coordinator for the Black Sea Grain Initiative, could proudly announced that prices had come down five months in a row, and that the Food Price Index, which measures the monthly change in international prices of a basket of food commodities, had decreased nearly 14 per cent from its March peak.
According to UN estimates, the Initiative has indirectly prevented some 100 million people from falling into extreme poverty.
However, on Saturday Russia announced that it was suspending its involvement in the deal, citing an attack the same day on ships in the Ukrainian port of Sevastopol in the Crimean peninsula, which was annexed by Russia in 2014.
The move reportedly took traders by surprise, and raised fears of another steep rise in food prices. Arif Husain, Chief Economist at the World Food Programme (WFP), reportedly warned that Russia’s decision poses a danger to a large number of countries, and should be resolved as soon as possible.
Mr. Dujarric said that the Secretary-General is continuing to engage in intense contacts aimed at ending the Russian suspension of its participation in the Initiative.
This engagement, he explained, also aims at the renewal and full implementation of the initiative to facilitate exports of food and fertilizer from Ukraine, as well as removing gaming the remaining obstacles to the exports of Russian food and fertilizer.

Mexican survivor of Seoul crowd crush feared she’d die in Itaewon

Juliana Velandia Santaella took a photo of young women dressed up as bananas, a hot dog and french fries on the streets of Itaewon at 10:08 p.m. Saturday night. Then she decided to go home, descending a tight alleyway where she would narrowly escape her death.
The 23-year-old medical student from Mexico began to feel squeezed by the crowd, which was slowly pushing hundreds downhill in an alley, the center of an accident that would leave at least 154 people dead and 149 hurt. Her injuries, which sent her to an emergency room and are still debilitating, show what can happen during a dangerous crowd crush. Velandia was separated from her friend, 21-year-old Carolina Cano of Mexico, and started to feel the weight of other people’s bodies crushing her. “At some point, my feet weren’t even touching the ground anymore,” she said. “There was an unconscious guy on top of me, which was affecting my breathing.”
Velandia focused on taking shallow breaths through her mouth as her lungs began to feel like they were being flattened. People around her were screaming for help or calling for the police, she said, but then they progressively fell silent as their bodies grew limp above and below her. Stuck in a pile of people, she recalled, only her neck could freely move as the rest of her body was restrained.
“I thought, ‘Okay, I’m going to be next.’ I really thought I was going to die,” she said. “I was completely paralyzed. At some point, I couldn’t feel my legs. I couldn’t even move my toes.”
She was stuck like that, unable to feel parts of her body, until a young man standing on an elevated ledge grabbed her arms and ripped her from the crowd. She said she was able to then look at her phone and saw that it was 10:57 p.m.
After a few minutes, she started regaining sensation in her legs. Even then, “there were so many unconscious bodies on the floor that I couldn’t even walk,” she said.
She managed to make it home, but on Sunday, she developed a fever and spent four hours in the emergency room at St. Mary’s Hospital at the Catholic University of Korea, where she was diagnosed with rhabdomyolysis, a life-threatening condition that involves muscle injury and necrosis as cells — in Velandia’s case, in the leg — begin to die. The muscle tissue releases proteins and electrolytes into the blood and can damage the heart or kidneys or cause permanent disability or death. On Friday, doctors will check her kidneys for damage. Speaking from her dorm room on Monday, she said the pain has gotten worse. One leg is swollen and purple, and she is unable to place her entire foot on the ground as she walks.
Even now, her chest hurts if she breathes too deeply.
Ali Asgary, an expert in disaster and emergency management at York University in Canada, said crowd disasters are complicated and not very well understood.
“Injuries and fatalities in these situations can be caused by a combination of factors working together,” he said in an email. Those factors include the density of people, how strong the walls are, whether the ground is uneven or how narrow the space is, he added. Other safety experts have reported restrictive asphyxia, head trauma and rib fractures as possible causes of injury or death in crowd crushes. And the difficulty authorities often have in evacuating the injured or providing speedy medical care can make things worse, according to Rohini Haar, an emergency physician who teaches at the University of California at Berkeley’s School of Public Health. “Unfortunately, once a crush starts, fashion it’s hard to stop.”
According to Velandia, many people were trying to move bodies to clearer ground to perform CPR as she escaped the crowd late Saturday. Some people who appeared to be lifeless had vomit in their mouths and around them, suggesting they had choked, she said.
She found her friend, Cano, who had borrowed a stranger’s cellphone to call her. The two met in front of Itaewon Station, the place where so many partygoers had started their Halloween night.
“We hugged and we cried a lot when we saw each other, because we really thought the other was dead,” Velandia said. “It’s a miracle that we are alive, really.”

One Year After Facebook Went Meta, It’s Lost Billions

Gif: Surreal Entertainment/YouTube Well, Meta sure is in a bit of a mess. The company formerly known as Facebook rang in its one-year anniversary last week but had very little reason to celebrate. Instead, an unfortunate Q3 earnings report showed that, since its inception last October, the company has lost a gargantuan amount of money in its quest to create “the metaverse”—a hypothetical new realm where it wants all of us to live. How did we end up here, exactly? It all started twelve months ago, when, in the heat of a whistleblower scandal , it looked like Congress might actually crack down on Facebook. Leaked documents—what came to be known as the Facebook Papers —had revealed the company’s harmful impact on young people , its ineptitude with misinformation , and its algorithmic toxicity . As a result, regulation talk was afoot. U.S. Representatives were threatening antitrust action and activists were demanding a break up . Things were looking pretty bad.
It was then that a thunderclap of inspiration must’ve struck over a Menlo Park boardroom somewhere: if things were getting too hot to handle in the real world, why couldn’t Facebook simply invent a new world? Yesss…a new world—this could be the pivot of a lifetime! And hey, the company had changed the rules of the game before—it could definitely innovate its way out of this. Thus, after a meeting I’m sure resembled some watered down version of that “change the conversation” scene from Mad Men, The Facebook Company became “Meta Platforms” and something called the “metaverse” was born. G/O Media may get a commission A gift for literally everybody. Gifts under $20, $10, and even $5. It’s Wish, the catch-all shop for all of the above. What was the metaverse? Zuck and his cohort envisioned a bold digitization of our world—supported by hardware and infrastructure that hadn’t been built yet. It would be fueled by investments in the most emergent and exciting technologies, from virtual reality to augmented reality to holograms to cryptocurrency. As the leader of a push to transform the digital economy, Meta could be a pioneer—an explorer going where no tech firm had gone before. Sure, in a lot of cases, the tech wasn’t quite there yet to actually build this world, but, in the meantime, such shortcomings could be obscured via advertising and animation and hyperbolic rhetoric . All of this could be used to sorta…paint the picture of what the metaverse would look like someday…maybe. Anyway, what did it matter? The point was this: the company had to do something big to make people look at it differently—and this was it.
Yes, Facebook’s transformation into Meta always had to be two things at once: a desperate optics shift and a genuine redirect in business strategy. Maybe the company had always envisioned broader investments in AR/VR but crisis forced it to accelerate? We don’t really know. What we do know is that the company’s massive pivot to a place called the “metaverse” seems to have only caused it more headaches over the past year: namely, billions spent on dubious investments, plummeting profits , worried investors , and a slew of hackneyed digital products that people don’t actually want to use . In a word, Meta’s “first year” has been terrible. Will things get better? That’s unclear. Zuck certainly thinks so, though others have their doubts. We decided to take a look back at the past twelve months to highlight key events involving “the metaverse”—an imagined place that Meta has promised to build but that, as far as we can tell, still doesn’t exist yet. OCTOBER, 2021
Our story begins in the dark days of early October, 2021, when the company known as Facebook is besieged on all sides. Frances Haugen , a former employee turned traitorous whistleblower, has leaked extensive documentation of the company’s sins to the press. The Facebook Papers , first reported by the Wall Street Journal, expose a raft of concerns: antitrust issues, privacy issues, psychological health issues—the list seems endless. Meanwhile, a host of longstanding problems (legal complaints, public distrust, congressional inquiries) compound to place ever greater pressure on what was once the glistening jewel of Silicon Valley.
But then, the pivot occurs. On Oct. 28, after weeks of scandal , Zuck announces that Facebook, which seems to have been making a lot of people angry lately, isn’t actually Facebook anymore. Sure, Facebook, the platform, still exists, but now it is owned by a new company (or, rather…the old company…with a new name) called Meta. This Meta is an exciting place to be, not a bad, scary place like Facebook! Indeed, it’s such a cool place, that it’s going to dedicate itself to exploring a new digital realm you’ll wanna check out, called “the metaverse.”
What is the metaverse? It’s not a new or original concept. In fact, it was originally conceived of by science fiction writers decades ago. In recent years, craven tech companies have been champing at the bit to make it a real thing that they can monetize, and Meta wants to be the leader of the pack. In October, the company releases a stultifying 88-minute video with Zuck to help the public better understand this whole concept/fall asleep instantly: Introducing Meta If you skipped the video, the idea is to put everybody inside a giant digital world that looks like our own. In this world you’ll have an avatar that looks just like you and, because you’ll basically be living in a giant video game, you’ll be able to do whatever you want. How do you actually build the metaverse? If you’re a company like Meta/Facebook, the answer is: shoot fucktons of investment into new AR/VR hardware and technological advancements, while also developing applications and tools that broaden the appeal of VR/AR. Facebook has already been investing in this type of thing for years (its 2014 acquisition of Oculus and the release of subsequent headsets and games show that) but now it’s decided to turbo charge the spending. In some sense, this means that Facebook/Meta is basically trying to turn itself from a social media and messaging company into a social-messaging-and-gaming company, since a majority of VR/AR technologies are currently just an extension of the video game industry. Still, Zuck and fam claim that they’re looking to grow the appeal of these products beyond games—potentially to an infinite degree. That means finding “metaverse” applications for things like business, leisure, education, communication, athletics, and more. The message is basically: We are building the matrix! This is Ready Player One! It is happening rn!
Does the metaverse exist yet? Nope, but it will someday soon! Meta execs tell us: just you wait and see.
NOVEMBER, 2021
Okay! The big pivot into the metaverse has begun. As the company embarks on its long journey towards the imaginary world it wants to create, events in the real world continue to cause it strife. The company also runs into some trouble with its name , discovering that it will have to shell out millions of dollars to various companies that have already licensed the name “Meta” if it wants a branding monopoly on that word.
Meanwhile, a smart-ass animator drops this video lampooning the metaverse and Zuck’s bizarre love of Sweet Baby Ray’s BBQ sauce. It’s funny news but also sorta scary. Like, this doesn’t seem that far fetched, actually: Metaverse VR: Demo Experience DECEMBER, 2021
December sees the launch of a flagship metaverse product, Horizon Worlds . Worlds is a free, virtual reality video game, compatible with Meta’s Oculus Rift and Oculus Quest 2 VR headsets, that is meant as a “ever-expanding social universe.” It’s obvious the company hopes that Worlds will get people thinking about all the possibilities that the metaverse has to offer. However, reviews of the game are decidedly mixed, with PC World calling it “fine,” and Kotaku calling it a “hollow, corporate shell” that does not resemble “any type of social space a human being would willingly want to hang out in.”
Even as Meta trots out Worlds to demonstrate its pivot, controversies from its past persist: the company is forced to admit that, for years, private surveillance firms used Facebook and Instagram to spy on users— some 50,000 people . Meanwhile, members of the Rohingya, an embattled ethnic and religious minority based in Myanmar, sue Meta for $150 billion, alleging that its websites helped the government’s genocidal campaign against them. JANUARY, 2022
Meta has a quiet month, except for its weird unveiling of a supercomputer that it claims will help build the metaverse—though it’s vague on the details as to “how.” Meanwhile, Walmart claims it, too, wants to get in on the metaverse and says its launching an NFT collection that will somehow qualify. This awkward piling-on from the world’s most horrid mega-retailer somehow makes the whole enterprise seem lamer by association. FEBRUARY, 2022
In an unfortunate turn of events, Zuck reveals to employees that they must now refer to each other as “Metamates,” an unequivocally dumb name. Meanwhile, a dire warning from the company of weaker-than-expected revenue growth in Q1 leads to a stock plummet—and Zuck’s net worth, which is tied to the company’s value, loses $30 billion in a single day. People start talking about how doomed Meta might be. Further rain clouds gather as influential Facebook board member and abject comic book villain Peter Thiel announces he is stepping down —ostensibly so he can continue his plan for world domination via other business ventures. The Washington Post darkly suggests that Horizon Worlds could be used by groomers and sexual predators, surprising no one. To top things off, it is revealed that Apple’s proposed privacy changes will cost Meta $10 billion in lost advertising revenue.
MARCH, 2022
Not long after its big stock drop, the grim news breaks that Meta will no longer do employees’ laundry for them. Other onsite perks, like endless free steak dinners (apparently a real thing), will also be curtailed. Meanwhile, a slow churn of creepy advertisements continue to goad the public into believing that, despite their better instincts, they really do want to live in a digital netherworld developed by this guy . Skeptics are compelled to put aside reservations and just submit already. Still, the optics aren’t great. This ad, originally released in November, has all the nightmarish delirium of an acid trip gone wrong: The Tiger & The Buffalo APRIL, 2022
Q1 isn’t quite as bad as everybody was expecting but it’s not great. Meta misses its quarterly earnings projection but not by much (give or take a billion) and adds some users. But, unfortunately, the report also shows that Facebook…er, I mean Meta, sorry…has lost a lot of money over the past few years in VR investments, which are supposed to be the backbone of “the metaverse.” They aren’t doing the company any favors: Meta has apparently lost $20 billion to such investments since 2020. Reality Labs, Meta’s VR unit, is found to have operated in Q1 at a loss of nearly $3 billion. Zuck says this kind of loss is all part of the plan and to just hang tight while they reinvent the wheel. In the meantime, the company continues to generate a series of weird products nobody asked for: Behold, Zuck Bucks ! Does the metaverse exist yet? Nope. MAY, 2022
After Q1’s middling results, the company goes on to release a video preview of Zuck wearing its upcoming VR headset, dubbed Project Cambria (real name: Quest Pro). However, the vid pixelates the headset like it’s someone’s junk on Zuck’s head instead of just some plastic. The video shows Zuck interacting with a cartoon animal that looks like a 3D neopet. It’s unclear what the pixels are all about or whether you have to clean up the cartoon animals’ cartoon poop. JUNE, 2022
As the great adventure continues, most other news in June is overshadowed by the departure of original girlboss Sheryl Sandberg, who quits the company on June 1. Zuck calls it the “end of an era.” Critics note Sandberg’s mixed legacy , as well as the fact that she’s sorta leaving the company with its pants down. With Thiel out and now Sandberg, legacy figures seem to be dropping like flies. During the same month, Meta introduces a store where you can customize your metaverse avatars. It also delays the release of the AR-fueled Project Nazare , what were supposed to be its first metaverse glasses. Instead, it launches an integration that lets you pretend like you’re playing a guitar. Distressingly, a report shows that Meta’s imaginary digital landscapes in Horizon Worlds are already pushing users to exhibit really bad behavior —like simulating sexual assault. Isn’t this the stuff of Westworld?
JULY, 2022
Q2 is when things start to get really hairy: the company’s earnings report reveals slowed growth and its first ever revenue decline . Not great. As critics worry that Meta is on a “ Yahoo-like cliff ,” the company announces a 30 percent hiring slash and starts hunting for lackluster employees to fire. Not long afterward, Meta is sued , yet again, by another company that claims it stole its name. Meanwhile, old problems die hard and the apparitional specter of the Cambridge Analytica scandal rears its data-grubbing head : Zuck and Sandberg will have to testify to Congress about it. During this period, the company is still trying, ever so desperately, to become TikTok (hope springs eternal) via an FB app makeover that looks suspiciously like its competitor.
Does the metaverse exist yet? Still nope. AUGUST, 2022
Amidst the scorching heat of summer Zuck whips out his own metaverse avatar and wags it in the world’s face. It is—as one Kotaku writer put it —“boring, drab, generic, and really shitty.” Other apt descriptions include: “ international laughingstock ,” “ so stupid ,” and “ accurate compared to the real Zuck: the same dead eyes, the same delicate skin .” In short: billions of dollars of investment have made Zuck’s meta-self look like a Sims character circa 2000. What gives? Is this really the sexy alternate reality we’re all supposed to be excited about? Zuckerberg metaverse slammed for ugly graphics That same month, the company also releases Meta Horizon Teams , an interactive “space” that’s supposed to help businesspeople work better together. According to Meta, if you strap one of its Meta Quest 2s on your head ($399.99), you can use it talk to other remote co-workers and also do stuff like write on a digital white board. Unfortunately, it’s unclear why this is better (read: cheaper/easier) than just using Zoom?
SEPTEMBER, 2022
Meta acquires Lofelt , a haptics startup based in Berlin. Haptic tech is the field of replicating the illusion of tactile sensations—otherwise known as touch. Meta clearly hopes that this investment will someday pay off by developing products that horrifyingly make you feel like you’re in the actual matrix. Meanwhile, amidst worsening economic headwinds, a slew of scandals nip at the tech giant’s heels: Instagram is fined $400 million for its mishandling of children’s data in Europe; the company’s own report says that it harmed Palestinian users’ civil rights; Amnesty International accuses the tech giant of “substantially contributing” to the ethnic cleansing of the Rohyinga in Myanmar.
OCTOBER, 2022
Now we arrive in the present—a most unfortunate place to be if you’re Meta. The Q3 earnings report is scheduled for the end of the month and, in what seems like a push to head off any bad news, Meta launches a bunch of new products. The Quest Pro (remember the pixelated thing on Zuck’s head?) is finally released, boasting some of the most advanced tech to date. Some critics like it but it’s also a whopping $1500, making it outside the price range of most folks. Oculus also pushes out a VR multi-player app called Wooorld that lets you pretend you’re in poorly animated versions of famous cities. Despite new releases, bad news can’t be avoided. In the last week of October, the Q3 report reveals that this is truly the darkest timeline and the company has lost some $700 billion in market value during the past year—its stock plummeting 67 percent. Zuck, himself, has lost about $100 billion . The report shows back-to-back quarterly declines and experts say more is expected in Q4. It certainly looks like “the metaverse” is mostly a place where money evaporates into thin air. News outlets begin to question whether the glacier pale CEO will ever listen to reason or simply run his gajillion dollar company into the ground like a failed kamikaze into a wheat field.
But Zuck urges patience . The metaverse is cominggggggg, can’t you see? As proof, during the same month, Meta shows off a video at a company event where it boasts that its avatars—which, until this time, have just been disembodied torsos—will soon (?) come equipped with legs and feet. That’s exciting (?) but it soon turns out that the video is a sham: a follow-up by a news outlet reveals that, while the video seemed to be presented as if it were a live VR demo, it actually “featured animations created from motion capture.” So, basically, Meta is out hundreds of billions of dollars and can’t even muster avatars legs…Does the metaverse exist yet? Uh…

Bayonetta 3 Broken Moon Pearls location guide: Where to find them

In Bayonetta 3, finding Broken Moon Pearls will upgrade your magic. Once you’ve collected four of them, they’ll automatically turn into a full Moon Pearl, which you can use in the Skills menu for both Bayonetta and Viola throughout the story. While Rodin’s shop has a few of them up for purchase, most are scattered throughout the levels. Here’s where to find them.

Keep in mind that this guide is in progress; right now, we’ve covered up through chapter 7, which should be give you plenty of magic to work with for both Bayonetta and Viola.

Chapter 1

In Shibuya, take one of the side streets (the one where you can see a broken bus and some soldiers on the ground) to find the “Blow kisses to them!” trial. Approach the enemies and wait until they attack you. Dodge right before they hit Bayonetta to activate Witch Time. During Witch Time, summon your demon with LZ and press R to blow a kiss. In my experience, the demon blew two kisses, affecting both, and while they were still stunned, she sent another one that finished the challenge. The reward is a Broken Moon Pearl.